The Cost of Deep Cleanings With and Without Dental Insurance

If your dentist has suggested a deep cleaning to treat gum disease, you might be wondering about the cost, especially if you’re looking at dental insurance plans. Deep cleanings take more time than regular cleanings, and the price without insurance can be higher than expected.

If you’re deciding whether to buy dental insurance, this breakdown can help you choose the option that makes the most financial sense.

Why Deep Cleanings Matter for Your Oral and Overall Health

Deep cleanings, also called scaling and root planing, are used to treat gum disease, a common condition that affects nearly half of adults over 30. Gum disease begins as gingivitis, with symptoms like swollen or bleeding gums, and can progress to periodontitis if left untreated.

Advanced gum disease can:

• Cause permanent bone loss

• Lead to tooth decay and even tooth loss

• Increase the risk of heart disease, stroke, and diabetes complications
Treating gum disease early with deep cleanings can prevent more serious (and more expensive) dental procedures later. For many consumers, access to dental insurance coverage is what makes timely treatment affordable.

What Is a Deep Cleaning?

A deep cleaning goes beyond a standard dental cleaning by removing plaque and tartar from below the gumline, where infections often develop.

What Happens During a Deep Cleaning?

• Scaling: Removes hardened plaque and bacteria above and below the gums

• Root Planing: Smooths tooth roots so gums can reattach

• Local Anesthesia: Often used for comfort

Deep cleanings are billed per quadrant (one-quarter of the mouth). If all four quadrants require treatment, most dentists complete the procedure over two visits. Afterward, periodontal maintenance cleanings are often recommended every 3–4 months.

Deep Cleaning Cost Without Dental Insurance

For consumers without coverage, the cost of deep cleanings can add up quickly.

Average Deep Cleaning Cost (No Insurance)

• $150–$350 per quadrant

• $600–$1,600+ for a full mouth

Why Deep Cleaning Costs Vary

• Provider type: Periodontists typically charge more than general dentists

• Location: Costs are higher in urban and high-cost areas

• Severity of gum disease: Deeper pockets require more time

• Additional services: X-rays, anesthesia, antibiotics, and follow-up visits

Without dental insurance, you pay the full cost for every stage of care. Managing gum disease long-term without coverage can cost thousands of dollars.

Deep Cleaning Cost With Dental Insurance Plans

Most dental insurance plans help reduce the cost of deep cleanings, but coverage details matter.

How Dental Insurance Covers Deep Cleanings

• Some plans classify scaling and root planing as basic services and cover 70%–80% after the deductible

• Some plans classify periodontal treatment as a major service, covering about 50%

Common Insurance Limitations

• Waiting periods: some plans may have waiting periods for deep cleanings that could be 6-12 months

• Annual maximums: Typically $1,000–$2,000

• Deductibles: Usually $50–$150

• Pre-existing conditions: Gum disease may not be covered immediately due to waiting periods

For consumers actively shopping for dental insurance, it’s important to review periodontal benefits carefully, especially if treatment has already been recommended.

When Dental Insurance Makes Sense

Dental insurance plans are often a good fit if:

• You want long-term coverage for cleanings, exams, and X-rays

• You currently have other dental insurance and may be able to waive the waiting periods

• You prefer predictable monthly premiums

If you expect ongoing dental needs, insurance can help spread costs over time while lowering your out-of-pocket expenses.

Final Thoughts: Lowering the Cost of Deep Cleanings

Deep cleanings are essential for stopping gum disease, but the deep cleaning cost can be intimidating without help. Fortunately, dental insurance plans can make treatment more affordable.

If you’re currently shopping for dental insurance, compare plans carefully and review periodontal benefits. If you need care now, a plan without waiting periods may be a good option even if it covers a lower percentage of the service in Year 1.