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Dental Insurance requirements under ACA

Dental Shop Staff Writer | October 3, 2014

There are many misconceptions about the ACA, especially how it relates to dental and vision coverage. Brokers and insurance consultants such as those at the Dental Insurance Shop can provide individuals with reliable information they can use to educate themselves about the effect of Affordable Care Act (ACA) will have on their dental insurance benefits.

 

Is Dental Coverage Required Under the ACA?

 

Yes, for children but no adults. Dental insurance, for the most part, isn’t covered under ObamaCare (the Affordable Care Act). Under the ACA, there are 10 Essential Health Benefits (EHBs) that must be offered to most individuals and small group medical insurance plans both inside and outside marketplace exchanges, unless the medical plan is grandfathered. One of these EHBs is pediatric dental and vision benefits. Children’s dental coverage is a required benefit included on all ACA compliant medical insurance plans plans.

 

For adults that are in need of dental insurance coverage should look for stand alone individual or family plans. The Dental Insurance Shop makes it easy to get online dental insurance quotes and compare plans. We have dental insurance experts to assist you in comparing plans and dental networks to you get a plan to fit your needs and budget.