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Dental Insurance Plans

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Iowa Dental Insurance Plans

Affordable Dental Insurance in IA

  • IOWA

IA Individual & Family Dental Insurance Plans

At the Dental Insurance Shop, we work with Iowa's leading dental carriers that supply dental insurance coverage. Dental plans contrast by how expensive the monthly premium is, the network the plan uses, and the cost of services when the plan is used. Compare dental insurance plans online and shop for the best plan to fit your budget and dental care needs.

Things to consider when buying dental insurance in Iowa:

Total Iowa Residents: 3,107,126
Number of Dentists in Iowa: 1,715
Percentage of Adults in Iowa who visited the dentist last year: 71.1%
Percentage of Adults 65+ in Iowa who have had all of their natural teeth extracted: 17.3%

All statistics were provided by the Kaiser Family Foundation

Number of dentists in Iowa Participating Dentists Dentist Search Brochure
1,715 278
Dentist Search

1,715 267
Dentist Search


Our affordable individual and family dental insurance plans in Iowa offer coverages on many dental care procedures including checkups, teeth cleanings, root canals, x-rays and more. Whether you are looking for the best dental insurance plan, the cheapest dental insurance plan, or just a preventive dental insurance plan, the good news is these Iowa dental insurance plans are affordable dental insurance that provides coverage specific to your needs.

What types of dental insurance plans are available in Iowa?
There are three types of dental insurance plans available in Iowa and they are:

Preferred Provider Organization (PPO)
Dental Discount

Preferred Provider Organization
Preferred Provider Organization (PPO) dental plans are plans that have a specific network of participating dentists that members can go to see to get their dental work done. This is generally cheaper than an indemnity plan because the dentists agree to negotiated rates with the insurance company to keep costs down for the members of the PPO. You can go out of network with a PPO plan but it will dramatically increase your out of pocket costs.

Indemnity dental plans are plans that allow you to go to any dentist you want, there are no networks. There is a catch though, because you are able to go to any dentist you want the dental companies will only pay Usual, Customary, and Reasonable. What this means for you: When you go see a dentist they will submit it to your insurance company. The insurance company will then go to one of their network providers to see what they would have charged if you would have gone to see them instead. The insurance company will only pay benefits up to what their network provider would have charged and you as the customer will be responsible to pay the remaining balance.

Dental Discount
Dental Discount plans are not true dental insurance plans. The plans are more like buying a membership to a club that gives discounts for specific services that you may need. You must go to provider within the plans network to receive the discounts. You will always pay the provider the specified amount on the card when you get your work done. There is no billing and no insurance forms to fill out.

Dental Insurance Plans

PPO, Indemnity, waiting periods, and other great information to help you find the best dental insurance plan for you.