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Dental Insurance Plans

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North Dakota Dental Insurance Plans

Affordable Dental Insurance in ND

  • NORTH DAKOTA
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ND Individual & Family Dental Insurance Plans

At the Dental Insurance Shop, we allow you to compare dental insurance plans online to get you the best plan for your budget and needs. We work with North Dakota's leading dental carriers to shop you the best dental insurance coverage. The dental insurance plans vary by the price of the monthly premium, the cost of the services, and the network the dental insurance company uses. Shop the dental plans online now to find the perfect plan for you.

Things to consider when buying dental insurance in North Dakota:

Total North Dakota Residents: 739,482
Number of Dentists in North Dakota: 413
Percentage of Adults in North Dakota who visited the dentist last year: 67.2%
Percentage of Adults 65+ in North Dakota who have had all of their natural teeth extracted: 19.4%

All statistics were provided by the Kaiser Family Foundation

Number of dentists in North Dakota Participating Dentists Dentist Search Brochure
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What types of dental insurance plans are available in North Dakota?
There are three types of dental insurance plans available in North Dakota and they are:

Preferred Provider Organization (PPO)
Indemnity
Dental Discount

Preferred Provider Organization
Preferred Provider Organization (PPO) dental plans are plans that have a specific network of participating dentists that members can go to see to get their dental work done. This is generally cheaper than an indemnity plan because the dentists agree to negotiated rates with the insurance company to keep costs down for the members of the PPO. You can go out of network with a PPO plan but it will dramatically increase your out of pocket costs.

Indemnity
Indemnity dental plans are plans that allow you to go to any dentist you want, there are no networks. There is a catch though, because you are able to go to any dentist you want the dental companies will only pay Usual, Customary, and Reasonable. What this means for you: When you go see a dentist they will submit it to your insurance company. The insurance company will then go to one of their network providers to see what they would have charged if you would have gone to see them instead. The insurance company will only pay benefits up to what their network provider would have charged and you as the customer will be responsible to pay the remaining balance.

Dental Discount
Dental Discount plans are not true dental insurance plans. The plans are more like buying a membership to a club that gives discounts for specific services that you may need. You must go to provider within the plans network to receive the discounts. You will always pay the provider the specified amount on the card when you get your work done. There is no billing and no insurance forms to fill out.

Our affordable individual and family dental insurance plans in North Dakota offer coverages on many dental care procedures including checkups, teeth cleanings, root canals, x-rays and more. Whether you are looking for the best dental insurance plan, the cheapest dental insurance plan, or just a preventive dental insurance plan, the good news is these North Dakota dental insurance plans are affordable dental insurance that provides coverage specific to your needs.

Dental Insurance Plans

PPO, Indemnity, waiting periods, and other great information to help you find the best dental insurance plan for you.
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