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1. 30-day guarantee
Spirit understands that sometimes things don’t work out. That’s why all of Spirit’s Individual Dental and Vision plans come with a 30-day Customer Satisfaction Guarantee.
After your plan becomes effective, you’ll have up to 30 days to see how you like it. Not satisfied? No worries, you can just cancel the plan for any reason. Check out the Spirit Dental Insurance Plans & Prices
They’ll refund the premium you paid, if no services were provided. If any services were rendered, you may cancel the policy, but you won’t be reimbursed for the premium.
2. The ability to choose your own dentist
Spirit Dental allows you to select your own Ameritas Dental network provider and a plan that best fits the needs for you and your family. The Ameritas Dental Network is one of the nation’s largest. You save when you use a network provider as these providers have contracted fees (MAC/maximum allowable charge) through their network agreement with Ameritas.
Spirit also has a Dentist Search Tool that allows you to find out if your preferred dentist is in Network for their Network plans.
Either way, Spirit Dental has a plan that will allow you to continue to see your preferred dentist.
3. No waiting periods
Some insurers have dental plans that impose a waiting period before coverage kicks in. It might apply to preventative care or major dental care. And some waiting periods might be longer than a year. This can be annoying, especially if you need to receive treatment right away.
This problem can be avoided by opting for dental insurance with no waiting period, like Spirit Dental. Because they offer plans without a waiting period, once your policy is active, you can make your appointment to see the dentist. No waiting necessary.
4. Three cleanings per year
Brushing and flossing isn’t enough when it comes to keeping your teeth and gums clean and strong. Nothing compares to a professional cleaning, which your dentist might recommend you get more than once a year.
To help you maintain a bright and healthy smile, their plans cover three cleanings annually. Compare this to other providers, who might only cover just one or two cleanings each year.
5. Guaranteed acceptance
When you need insurance, you don’t want to delay getting valuable coverage. And being rejected after taking the time to fill out an application can be frustrating and disappointing. But with Spirit Dental, you don’t need to worry about that.
Spirit guarantees acceptance of your application.
6. Implants and major services covered
Major services may cost hundreds or thousands of dollars but having the right coverage can reduce your out-of-pocket expenses. Whether your dentist has recommended a crown, bridge, inlay, implant or dentures, Spirit’s plans can help you afford the care you need.
While other insurers might impose waiting periods and restrictions or only offer limited support for major services, Spirit’s plans provide this coverage from the first month. This means you won’t need to delay receiving treatment, and you won’t need to break the bank either.
7. $5,000 annual maximum
A dental plan with a low annual maximum can make it challenging to get the financial support you need, especially if you have to undergo expensive treatments. Once you reach this limit, you’ll need to pay for care out-of-pocket or delay getting treatment until a new year starts.
Many providers will have annual maximums that are $750 to $2,000. But Spirit provides higher annual maximums, with some plans offering up to a $5,000 maximum per year.
8. Add vision coverage for as little as $7 per month
If you want vision insurance, Spirit can help. With super affordable premiums as low as $7 per month, their add-on vision plan is designed to help you save money on eye exams, glasses, and contacts.
9. History and expertise of Ameritas Life Insurance Corp.
Their insurance is offered by Ameritas Life Insurance Corp., which is a company known for high-quality insurance plans and stellar customer service.
Today, the Ameritas Dental Network is one of the biggest in the country, with network providers who charge up to 50% less than their usual rates.
10. Spirit Dental and Vision has been voted as the “Best Dental Insurance Company for 2022” by Forbes Advisor.
Spirit Dental offers a wide range of plans, so you’ll be certain to find a plan that fits your needs. Spirit Dental offers benefits that work for everyone.
Whether you have a Choice or Network dental plan, getting vision coverage is a snap, so you can have a bright smile and clear vision.
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