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The Costco Dental Insurance plan is only offered to Costco members who live in the states of Arizona, California, Florida, Maryland, Nevada, Oregon, Pennsylvania, Texas, and Washington. Costco partners with Delta Dental to offer a dental discount plan. It is important to note that this is a dental discount plan and not dental insurance. Click here to learn more about the difference between the two.
If you live in one of those four states, then the next issue with the Costco Dental Plan is that unless you live in one of the more populated cities in your state you may not have an in-network dentist for 20 - 30 miles. With the dental discount plan, you have to visit in-network dentists to get the discount. Even in the bigger cities, your dental options will still be lower than if you were to buy a traditional dental insurance plans. If you commonly only see one dentist, it is important to check if they are included in the network.
If you are looking for a dental plan to help you cover the cost of Dental Implants than this plan also would not work for you. This plan does not cover every service, including dental implants. It is always smart to research with any insurance plan you are buying to find out what it does not cover and other limitations the plan has. Also contrary to many dental insurance plans, the Costco Dental Plan also does not offer free dental cleanings and preventive care. Instant online quotes at the Dental Insurance Shop help find the perfect dental insurance plan to fit your specific needs.
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