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A waiting period is the delay in between the time of the enrollment effective date and when coverage starts for select services. For instance, there may be a 6-12 month time period before the dental insurance company will pay for a major service.
Many dental insurance plans now have "waiting periods", which is the time required before certain benefits may be available to a consumer. Many people believe that all services are covered as soon as their plan goes into effect, and this can cause a lot of problems for people. Waiting periods are established by the dental insurance companies to protect themselves from individuals who only want to use the coverage when they are going to incur a large dental expense.
When trying to buy the best dental insurance plan to fit you, PPO and indemnity are terms that often cause shoppers uncertainty. Learning the differences between the two types can make the buying process easier and can increase your overall satisfaction with the plan you choose.
Those enrolling for Medicare in the upcoming open enrollment period should consider how they are going to handle paying for dental services. Those seniors covered by Medicare, the national health insurance plan for those over 65, have specific benefits varying by which Medicare plan they are enrolled in. Nevertheless, these plans offer little in the way of dental insurance benefits. Retired people are the least likely to have dental benefits according to the National Association of Dental Plans. Medicare offers only specific dental services
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